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Cash vs. Card in Korea – What’s Best for Travelers in 2025

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Cash vs. Card in Korea – What’s Best for Travelers in 2025?


💳 Should You Use Cash or Card in Korea? Here’s What You Need to Know

Planning a trip to Korea and unsure whether to bring cash or rely on your card? You're not alone — this is one of the most common questions for first-time travelers.

Let’s compare both options so you can make smart money decisions on the go.

💱 Carrying Cash in Korea

Cash is still king in many places around Korea — especially at traditional markets, mom-and-pop stores, and food stalls.

It’s also handy for buying small things like snacks, subway tickets, or a cup of coffee when card machines aren’t available.

✅ Tip: Pre-order foreign currency through bank apps like Hana FX to get better rates than airport counters.

But carrying too much can be risky. Lost cash can’t be recovered, and if you exchange more than you need, you may leave Korea with leftover won.

💳 Using Your Card in Korea

For most travelers, international credit and debit cards work just fine in cities. Hotels, department stores, cafes, and restaurants usually accept Visa and Mastercard.

You also get added security: if your card is lost or stolen, you can block it and recover funds.

Still, watch out for international transaction fees (often 1–3%), and check with your bank before your trip to enable global use.

✅ Tip: Use travel-friendly cards like Wise, Revolut, or Hana Global Pay to minimize fees.



📊 Which Is Better for You?

Here’s a quick guide based on your travel style:

  • Budget traveler: Use a mix — carry some cash, but lean on a no-fee card.
  • Luxury traveler: Cards are more convenient for hotels and fine dining.
  • Market shopper or local explorer: Definitely keep some cash handy.
  • Long-term stay: Consider a global debit card that lets you withdraw easily and cheaply.

With the right mix, you’ll travel Korea comfortably — and maybe even save a few bucks along the way.
Need to exchange some Korean won at the airport? Don’t miss this helpful guide on how to exchange currency at Incheon Airport.

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